Allstate Auto Insurance Review, 2024 – In Good Hands?
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What is Allstate auto insurance?
- Collision coverage
- Comprehensive coverage
- Liability coverage
- Medical payments coverage
- Uninsured and underinsured motorist coverage
- Personal injury protection
- Custom equipment coverages
- Rideshare insurance
- Personal umbrella policy
- Rental reimbursement coverage
- Classic car insurance
- Mexico travel car insurance
- Roadside assistance plan
- Save up to $610 Per Year on Car Insurance
- See Quotes in Minutes
- Compare 30+ Insurance Providers
- Switch Online or Speak to a Licensed Agent
- No Fees to Check Rates, Ever
How does Allstate auto insurance work?
How much does Allstate insurance cost?
- Bodily injury limits: Ranged between $100,000 and $300,000 per person, per accident
- Property damage limit: $20,000
- Uninsured/underinsured motorists bodily injury: Between $100,000 and $300,000 per person, per accident
- Comprehensive coverage and deductibles: $500
- Collision coverage and deductibles: $500
Allstate auto insurance discounts
- Anti-lock brake: Your premium may fall if your car has anti-lock brakes. All modern cars have this functionality.
- Anti-theft device: If your car has an anti-theft device installed, you may have to pay less.
- Multiple policy discount: This allows you to save on your auto insurance when you have multiple policies with Allstate.
- Early signing: You can save money if you sign your policy seven or more days before it goes into effect.
- Responsible payer: This is applicable if you have not received a cancellation notice for non-payment in the past year.
- New car: If your car is a current model year or one year prior and you're the first owner.
- EZ pay plan: When you set up automatic withdrawal for paying your premium.
- FullPay: If you pay your policy in full.
- Smart student: If you're unmarried and under 25, you can save if you meet certain conditions.
- Safe driving: Allstate's Drivewise rewards policyholders for practicing safe driving habits, speeds, stops, hours, and low mileage. Milewise is based on the miles you drive; there's a daily base rate plus a per-mile rate.
- Save up to $610 Per Year on Car Insurance
- See Quotes in Minutes
- Compare 30+ Insurance Providers
- Switch Online or Speak to a Licensed Agent
- No Fees to Check Rates, Ever
Allstate auto insurance features
Allstate Rewards
Deductible Rewards
New car replacement
Accident forgiveness
Safe driving bonus
Who is Allstate auto insurance best for?
- People with unique needs: Allstate offers car and classic car insurance if traveling to Mexico.
- Rideshare drivers: If you drive for Uber, Lyft, or other rideshare companies, Allstate's got you covered.
- Safe and low-mileage drivers: Allstate's Drivewise rewards policyholders for practicing safe driving habits. Milewise charges you based on the miles you drive.
Pros and cons
- Lots of coverage options to choose from.
- Allstate offers rideshare insurance in many states.
- Rewards safe-driving habits.
- Poor customer satisfaction.
- Policies are sold in six-month terms.
- Roadside support comes at an additional cost.
- Save up to $610 Per Year on Car Insurance
- See Quotes in Minutes
- Compare 30+ Insurance Providers
- Switch Online or Speak to a Licensed Agent
- No Fees to Check Rates, Ever
Allstate vs. competitors
Insurer | JD Power 2023 Auto Claim Satisfaction Rating* | Rideshare coverage |
Allstate | 882 | Yes |
Amica | 909 | No |
Geico | 871 | No |
State Farm | 891 | Yes |
Nationwide | 875 | No |
Geico
State Farm
Nationwide
FAQs
- Save up to $610 Per Year on Car Insurance
- See Quotes in Minutes
- Compare 30+ Insurance Providers
- Switch Online or Speak to a Licensed Agent
- No Fees to Check Rates, Ever
The bottom line
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Jasir Jawaid is Joy Wallet's Assistant Editor. He has more than 13 years of experience as a journalist covering Wall Street, equities, financial policy and regulation, and cryptocurrency and blockchain.